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SBI allows even non-SBI account holders to pay via Yono App’s UPI

July 17, 2023

SBI allows even non-SBI account holders to pay via Yono App’s UPI
In a bid to extend the reach of its digital banking application, the State Bank of India (SBI) has recently allowed any bank customer to use its YONO app for United Payments Interface (UPI) payments. What this essentially means is that you no longer need to have an SBI bank account to use UPI features on its YONO mobile app.

“With ‘YONO for Every Indian’, now any bank customer will have access to the UPI features like Scan and Pay, Pay by contacts, and Request money, among others on YONO’s new avatar,” the public sector bank said in a press release earlier this month.
 
ET Wealth has used the SBI YONO app with a non-SBI account to send money through UPI. Let’s see how it works.
 
The SBI YONO mobile banking app is available on both Google Play Store and the iPhone App Store. The onboarding process is quite simple for non-SBI account holders.

Once you download the app, there is an option ‘New to SBI’. Right below it, there is a ‘Register Now option. Non-SBI account holders can click on ‘Register Now’.
 
On the next page, you will see an option to ‘Register to Make UPI Payments’. Note that your phone number must be linked to your bank account number to use this facility. In the next step, you have to select the SIM that is registered with your bank account. To verify your number, an SMS will be sent from the selected mobile number. Standard SMS charges will apply for this message, the bank said.
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